What is no medical life insurance?

Well as the name implies, no medical exam life insurance policies are insurance policies that do not require the applicants to take a physical test for getting approved. Even though there is no medical exam to be taken, in some of these policies, applicants are required to verbally answer some questions regarding his/her health conditions.

No medical life insurance does that exactly. It’s life insurance where no medical examination is required. No medical life insurance is open to people of all ages, so whether you’re 20 or 65, no medical life insurance can give you the peace of mind that your loved ones will be financially secure in the event of your death during the term of the life insurance policy.

 

Life insurance with no exam and available within 24-48 hours

No medical life insurance will approve an insurance policy without the need for a medical exam. Traditionally life insurance providers required a blood and urine test to conduct medical screening for traces of illnesses or diseases which would make your riskier to insure. However, a no medical life insurance policy can provide you with full coverage and a fully featured policy without any extensive testing. As a result, no medical life insurance is perfect if you need cover quickly, or you just don’t want to risk another day where your family isn’t provided for in the case of your death, just because you’re waiting on some test result.

 

Can I qualify for no exam required life insurance

If you are in good health you can find an affordable and comprehensive life insurance policy which doesn’t require you to take a medical exam. You can often choose a life insurance term of 10, 15, 20 or 30 years so you can cover your income with an insurance benefit while your children are young, or going through school, and as your need decrease –you pay off your mortgage, you can reduce cover you don’t need. Contact or visit CaliforniaLife for more information today.

 

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